The Responsible Mortgage Advisers

First-Time Buyers

Clear, concise guidance to help you onto the property ladder.

Home Movers

Bespoke advice for a hassle-free start to your new chapter.


Find the best mortgage deal to suit your changing needs.

Buy To Let

Make your first rental investment or grow your property portfolio.

As easy as one, two, three

Create Your Mortgage Profile

See what type of mortgage would suit you.

Speak to a Responsible Expert

Our experts will discuss the options available to you and recommend the most suitable deals.

Receive Dedicated Support

Our advisers will support you through the process from start to finish.

About Us

Dedicated, highly experienced and customer-focused, Responsible Mortgages offers you the independent advice you are looking for. We are dedicated to finding the mortgage that suits you and the deal that keeps you smiling. We offer a comprehensive range of mortgages from across the market and special deals not available by going direct to a lender. Whether you are a first-time buyer, home mover, a buy-to-let landlord or looking to re-mortgage, our skilled, knowledgeable advisers are here to help.

Our headquarters are located in the historic Royal William Yard, Plymouth, but from Land’s End to Lincoln to Liverpool, we are committed to providing personalised, friendly advice. The Responsible team hold a respected place in the financial services marketplace, illustrated by our awards for our services to lifetime mortgages. You can be confident that you are in safe hands.

Our aim is to create a smooth, hassle-free process for each of our customers.

  • We will save you the trouble of hours of research
  • No need to walk into multiple banks
  • We have access to special deals
  • We will complete your paperwork for you
  • Save time and money by choosing the best deal

Our use of modern and efficient technology means we can spend more time on the personal side of the business – you and your loved ones.

Responsible Life History

Responsible Life was founded in 2010 and is proud to deliver impeccable, responsible financial advice.

By combining digital efficiencies of the modern age with good old-fashioned customer service we have helped thousands of people find the right financial solutions for them, as well as picking up a few awards along the way.

With an innovative range of lifetime mortgages, traditional mortgages and estate planning delivered to you with exceptional customer service, you can rest assured that we are working on your behalf.